It has never been so easy to take care of your family in just a few quick and convenient steps
Are you busy buying a new home or car, starting a new job or family, or just revising your financial position? Secure your family's future by taking out JPF LIFE COVER.
If you pass away, your family can use the payout to cover expenses like debt, estate duties, funeral costs and everyday living costs.
Only ONE medical question is required to qualify for JPF LIFE COVER
You can get cover in as little as 10 minutes by filling in our online application form.
Apply online now for a JPF LIFE POLICY
Input your current age:
Select your Life Cover amount :
Cover amounts up to R1 000 000 with a minimum of R50 000 for LIFE COVER. (Want more cover? Please contact us directly).
You may apply for the policy after age 18 and before age 55, the cover is valid until the policyholder reaches the age of 70, which is the maximum cover age.
Only ONE medical question is required for initial acceptance to qualify for the LIFE COVER.
The amount of cover (Sum Insured) and premiums to the policy will increase automatically on 1 January each year (the Review Date). This will not require further medical underwriting.
Total premiums will be adjusted accordingly when you turn 40, 45, 50, 60 and 65.
No additional premiums are payable for part time activities such as scuba diving, flying, parachute jumping, etc.
Your premium is not loaded if you smoke.
No HIV tests for cover amounts up to R1 000 000 if medical questions are answered with "NO". If medical questions are answered with "YES", medical requirements apply.
Q: Who qualifies for this cover?
A: You may qualify for this policy if you are aged between 18 and age 55 and remain a policyholder up to age 70, which is the maximum cover age, AND if you are a professional qualified person or have already completed 3 years of your studies, or you hold an administrative post or are the personnel of the professionally qualified person.
Q: Are there any exclusions for this cover?
A: No benefits are payable for death due to suicide within 2 years after Commencement Date. No death benefit will be payable if a claim is submitted 6 months after the death of the insured, unless there are extenuating reasons for late submission.
Q: Are there any additional benefits offered under this policy?
A: No, only LIFE COVER is offered so that you know precisely what you are paying for. Often various benefits are sold in one "package" and clients may not be aware of what is paid for which benefit. For this reason, life cover and other JPF products are offered separately.
Q: What information is needed when you submit a claim?
A: A completed JPF DEATH CLAIM FORM, proof of age, proof of policy, proof of application, proof of payment, original certified death certificate, Police report etc.
Q: If medical questions are answered with "YES", what medical requirements apply?
A: A completed JPF Medical Information Questionnaire form, supporting medical evidence (e.g x-ray report, blood tests and other laborotary results, etc.) and the insured life's identity document or a copy of the back and front of identity smart card. JPF may require additional information. These medical requirements are for your own account and will impact the time until acceptance.
Q: Who gets the money in the event of my death?
A: You need to appoint a beneficiary, to whom the benefit will be payable in the event of your death.