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Introducing the ALL NEW online do-it-yourself JPF PERSONAL FUNERAL COVER from as little as R33 per month


Get JPF Life Cover starting from as little as R14 per month.
Introducing the ALL NEW online do-it-yourself JPF LIFE COVER, tailored specifically for the medical industry.


Get JPF Disability Cover starting from as little as R6 per month.
Be prepared for the unforeseen future. Only ONE medical question is required to qualify for JPF DISABILITY COVER.


Get JPF Accident Cover starting from as little as R50 per month.
We will pay out an additional 25% on top of your approved claimed amount if the injury/death was caused by one of our 18 approved animals.

Breast Cancer

Get JPF Breast Cancer Cover starting from as little as R11 per month.
JPF BREAST CANCER COVER pays out 25% of the cover amount already in Phase 1 BREAST CANCER diagnosis.

Our Story



Behind this story lies the interesting tale of legendary businessman and insurance expert, Jannie Parsons. Currently the managing director of JPF, Jannie’s fascinating story reveals his South African career journey selling insurance and developing new products for medical professionals.

39 years ago Jannie ventured into insurance on a part time basis. Within a few years he identified a gap in the healthcare market for final year medical students, and with some nifty manoeuvring and negotiations with the MLS Bank – Medical Leasing Service at the time – he offered financial loans to new graduates. The MLS Bank was established in 1976 by Jo Grove. Jannie brought his doctor loans into the picture in 1981. MLS Bank grew and became what is today fondly referred to and formerly known as the “Bank for Doctors”. Doctors need insurance and in 1995, optional group insurance schemes were developed for the doctors of MLS Bank - known as Future Net Insurance.

In 2001 the game changed. MLS Bank - part of ABSA - bought Jannie’s Future Net Insurance business and changed the name to MLS Financial Services (Pty) Ltd. When Barclays Bank bought a large share in Absa in 2004, MLS Bank was sadly dissolved – a huge loss to medical professionals depending on financing and banking assistance. Astute as ever, Jannie saw the opportunity and made his strategic leap. He bought back MLS Financial Services from ABSA, and changed the name to JPF - Jannie Parsons Future Financials (Pty) Ltd, and continued to sell insurance products to doctors and their staff. He developed insurance products for Breast Cancer and Accident Cover, in addition to the Life-, Funeral and Disability insurance products which were already in place.

However, market excitement revived when MediCoop was established in 2015 as a cooperative financial institution for the medical sector. MediCoop fulfils a need that was left with the tragedy when the MLS Bank was dissolved in 2004, and left medical professionals out in the cold with no bank to support their financial needs. In 2018, JPF bought shares in MediCoop and the once forgotten MLS / JPF dream from the past was reborn as the MediCoop / JPF dream. This time not only for doctors, but for the whole medical and healthcare industry and its allied professionals and staff in healthcare, offering a combination of extensive insurance product range and financing and banking services.

Join and become a part of our dream that has finally come true, almost 40 years later!

Our Community

JPF (Pty) Ltd works as a Cell Captive and negotiates for niche products in a niche market. JPF is proud to be a part of a well-known specialist insurer, GUARDRISK, that is the new underwriter of our products


-Guardrisk Life Limited

Medicoop CFI

Key partner

Proud sponsor

Contact Us

Address: 154 Orion Avenue, Sterrewag, Pretoria, South Africa, 0181
Tel: 012 460 0526 | Email:| WhatsApp: +27 79 287 0154